2013 – 2014

Junior Achievement (JA) Personal Finance® provides high school students with personal financial skills that allow them to set specific goals for lifelong financial needs and desired quality of life, specifically earning money, spending money wisely, budgeting, saving and investing, using credit cautiously, and protecting one’s personal finances. RMC Research conducted a summative evaluation of JA Personal Finance® in nine JA areas across the US. The evaluation employed a mixed-method, quasi-experimental design to provide evidence of program impact on students’ gain in knowledge, skills, and changes in attitudes; generate feedback including information about program strengths; and provide information on program relevance and participant satisfaction. JA Personal Finance® was found to have a positive impact on student financial content knowledge and skills. Participating students became more aware of the need to save and invest, and lessons prompted conversations at home with parents about these topics.